Memphis Tigers vs South Florida Bulls Prediction & Odds – November 12, 2026

Memphis brings one of the more productive offenses in this matchup to Tampa, where South Florida has built a strong home record. The Tigers’ scoring pace meets a Bulls defense that has limited opponents throughout the season.

Game details and odds

Thursday, November 12, 2026 at 8:00 pm EST · Raymond James Stadium

Total: 50.5 — over -120, under +100.

Draft Kings odds checked November 13, 2026 00:01 UTC. Odds subject to change.

Memphis’ offense faces a tougher test

Memphis averages 37.6 points and 513.3 yards per game, with substantial production through both the air and on the ground. Marcus Stokes has thrown for 2,532 yards and 25 touchdowns, while Jaylin Carter leads the rushing attack with 929 yards. That balance gives South Florida more than one area to contain.

The Tigers’ recent results show both their ceiling and their vulnerability. They scored 49 against Army after putting up 41 against East Carolina, though the latter game also saw them concede 34. A trip to Tulane produced a 31-17 loss, the clearest warning in this stretch that their offense can be slowed away from home. Earlier, Memphis scored 59 at Charlotte and 38 against UAB. Those performances make the Tigers difficult to dismiss after one road setback, but the Tulane result leaves a meaningful question about how consistently their attack travels.

South Florida’s defense sets the terms

South Florida allows 15.1 points and 312.7 yards per game, including 129.3 rushing yards. That defensive profile could make Memphis work harder for its usual balance. The Bulls average 25.9 points themselves, and D.J. Crowther’s 689 rushing yards give them an established way to sustain possessions if the game stays close.

The Bulls’ completed games offer a mixed picture. At home, they beat UAB 30-10 and Kent State 29-2, showing how firmly they can control a game when their defense keeps the opposing score down. But Temple won 17-13 on the same field, and South Florida’s last outing ended in a 20-17 loss at East Carolina. The Bulls also fell 31-24 at UTSA. Their home victories make a defensive answer to Memphis plausible; their losses show that keeping an opponent within reach has not always been enough to finish the job.

Injury news

Memphis Tigers: No player statuses returned in the latest check..

South Florida Bulls: No player statuses returned in the latest check..

Availability checked November 13, 2026 00:01 UTC. Reported statuses may change; final lineups are not confirmed here.

BTB Betting Pick

Winner pick: Memphis Tigers.

Memphis’ varied offense gets the nod, especially given South Florida’s uneven results in close games. The Bulls’ defense and home success could still turn this into a much tighter contest than the scoring averages suggest.

Original winner pick recorded November 12, 2026 04:03 UTC. Subsequent updates retain that selection.